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Clinton National Bank has been assisting businesses with their financial needs since 1865. We offer a wide array of products and services designed to help your business grow and succeed.
Commercial Checking
The bank offers commercial checking accounts for businesses that maintain a required monthly balance. Earnings credit will be calculated monthly on collected net balances and used to offset service fees.
Business Checking Account
This account is designed for the small business owner, such as sole proprietors. No monthly fee if minimum balance is maintained.
Account Analysis
Through this electronic balancing system you can analyze your checking account and manage it to your best advantage. By maintaining the appropriate balance, your business can offset service charges.
Account Reconciliation
This electronic checkbook balancing system for commercial accounts automates the process of tracking checks and deposits. This electronic reconciliation system saves you clerical time and money.
Automated Clearing House
Automated Clearing House (ACH) is a popular employee benefit for businesses. This form of direct deposit can be a significant time and money saver for businesses because there are no paper payroll checks to process, reconcile or mail.
Competitive Commercial Loan Services
Local Lending Decisions--Every lending decision is made locally, by people who know you and this community. One of our primary goals is to give you timely answers to your borrowing requests.
Corporate MasterCard
We offer business owners the convenience of Visa and MasterCard. Both offer competitive interest rates and many other attractive features. Customer service is handled locally in our main office.
Merchant Credit Card Processing
If you're a business that accepts credit cards as a customer payment option, we provide merchant credit card processing. This service has attractive fees and can be designed to fit a wide range of business needs.
PC Banking
With Clinton National Bank's PC Banking you can access nearly all of your finances quickly and easily with your personal computer. You can even pay bills in the comfort of your office. Put your finances at your fingertips and bank on line with PC Banking. It's the safe, secure and convenient way to bank.
Business PC Banking
You can view multiple accounts online along with performing ACH and collections online. Benefit from receiving customized reports and request wire transfers online. Business PC Banking is compatible with QuickBooks.
Business PC Banking Plus
With this product, you receive all of the features found in Business PC Banking along with fraud protection tools such as Positive Pay and Account Reconciliation. You can also automatically draw funds from an approved line of credit at the bank.
Sweep Account
CNB's SWEEP account lets you make deposits and write checks at your convenience. At the end of the business day, principal dollars over a targeted balance will be swept into a collateralized fund. The principal amount and interest will be swept back into your account the next day.
Same Day Banking
Bank as early as 7:30 a.m. and as late as 5:30 p.m. and receive credit for your deposits the same day you make them. With this convenient service, all transactions are processed through the close of each business day Monday - Friday.
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