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Is the purchase of a home in your plans for the near future? Or perhaps you are considering refinancing your current home. Whether you're upgrading to a larger home or purchasing a second retirement home, we offer a variety of loans that will fit into your budget. If you find yourself in any of these situations, please give us the opportunity to explain our real estate financing to you. Clinton National Bank's Real Estate Department's primary goal is to help you find the best way to finance the home of your dreams. We offer dozens of loan programs to meet the specific needs of our customers. And because all lending decisions are made right here at home, you'll always deal with people who know you by name, rather than a number. For our customer's convenience, we offer "On-the-Spot" loan approvals for all conventional loans that have a fixed interest rate. My Community Loan Products
These loans are designed to help low to moderate income level families become homeowners. Qualified borrowers can purchase a home with as little as $500 down of their own savings.
Rural Housing Loans
Residents living in rural areas of populations of 20,000 or less can qualify for 100% financing and attractive options such as no private mortgage
insurance requirements.
97% Flex Program
This loan program provides up to 97% financing with no income quidelines for qualified borrowers.
In addition to these loan programs, we also offer:
Most of our conventional loans, including fixed and adjustable rate mortgages, are serviced right here in Clinton by the friendly staff you've worked with all along. The loan officers in the real estate department of the main bank have over 50 years of mortgage lending experience. In addition, each of our branch locations have an experienced loan officer on staff. We lend in the following counties in Iowa: Clinton, Jackson, and Scott. We lend in the following counties in Illinois: Whiteside, Carroll, and Rock Island. Click here
to download and print a Real Estate loan
application in Adobe PDF format. When
you've completed the form, fax it back to us
at (563) 244-7373. |
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