Is the purchase of a home in your plans for the near future? Or perhaps you are considering refinancing your current home? Whether you're upgrading to a larger home or purchasing a second retirement home, we offer a variety of loans that will fit into your budget. If you find yourself in any of these situations, please give us the opportunity to explain our real estate financing to you.

Clinton National Bank's Real Estate Department's primary goal is to help you find the best way to finance the home of your dreams. We offer many loan programs to meet the specific needs of our customers. At Clinton National Bank, you'll always deal with people who know you by name, rather than a number.

We know you want to move forward as quickly as possible with your home loan. We will do our best to give you quick answers to your borrowing requests.

Here is a sampling of some of our more popular loan programs:

Adjustable Rate Loans
Bridge Loans
Condominium Loans
Fixed Rate Loans
Construction Loans
Rural Housing Loans
Investment Property Loans
Second Home Loans
VA  and FHA Loans

The loan officers in the real estate department of the main bank have over 50 years of combined mortgage lending experience. In addition, branch locations have experienced loan officers available to help you with all of your borrowing needs.  We lend in the following counties in Iowa: Clinton, Jackson, and Scott. In Illinois, we lend in the following counties: Whiteside, Carroll, and Rock Island.

Documents to bring to your Loan Application
We want to make borrowing money for your new home as simple as possible for you.  Please bring these documents with you when you meet with a lender.  By being prepared, we can work to get you purchasing your new home as quickly as possible.

Most recent two years' W-2 forms

Original pay stubs for the most recent 30 day period showing YTD earnings

Most recent three month's bank statements (and brokerage, investment statements, etc., if these funds will be used for down payment)

Proof of other sources of income as necessary (pension, social security, etc.)

Click here to download and print a Real Estate loan application in Adobe PDF format.  When you've completed the form, fax it back to us at (563) 244-7373.

 

 

 

Click here for information on
loans through IBMC

 

Our Lending Team


Kathy A. Klahn
Real Estate Manager


Debbie A. Feaster


Smith Gilmore


Richard J. Guemmer



Jeffrey J. Hartung



Amy L. Horst

Joel E. Kaczinski