Investment Accounts

Solutions Based on Your Unique Needs

Clinton National Bank provides several investment account options, depending on your financial needs. Our reasonable fees are market value based, not commission based. We work solely for you.

Managed Investment Accounts

Our fully managed investment accounts are for those individuals who do not have the time, expertise or desire to manage their own investment portfolios. Individuals can plan a course for their financial future. A Clinton National Bank trust professional guides you through the process of creating a customized portfolio and identifying the appropriate investment strategy. The Trust Officer monitors, reassesses, and adjusts the portfolio on a continual basis in line with specified objectives.

Our investment management approach includes:

• Assisting clients in defining investment objectives.
• Developing a mix of appropriate investments.
• Applying sound strategies to achieve consistent returns.
• Informing clients of their investments’ progress through regular communication.
• Providing custody of assets.
• Furnishing timely, accurate and understandable account statements.

For the proper asset allocation for you, we consider:

• Long-term objectives.
• Risk tolerance.
• Current and future income needs.
• Growth of principal need.
• Investment time horizon.
• Liquidity needs.
• Tax status.

Custody Investment Accounts

Custody investment accounts are perfect for individuals who want Clinton National Bank to provide all the administrative, custody and record keeping services, but who want to manage their own portfolios or choose someone else to manage their investments.

A custody account eliminates worry about protecting securities, losing dividend and interest checks, and keeping records. As Custodian, Clinton National Bank can safekeep your securities, collect matured or called bonds, collect and remit income periodically, and provide statements of all transactions. Year-end tax reports are provided to streamline tax reporting and preparation.